What Do Rising Interest Rates Mean For Home Buyers?


Homebuyers have been enjoying incredibly low mortgage rates for many years now. In fact, the average annual rate on 30-year fixed-rate mortgages has only hit 4% once over the past five years. Low mortgage rates have certainly made it more

5 Closing Problems and How to Deal With Them

Finding the right house and negotiating an offer can be pretty labor-intensive and even stressful. Throw in problems with closing into the mix, and you’ve got yourself a bonafide headache. In a perfect world, a deal would close without a

Factors to Consider When Listing an Income Property


In comparison to other types of investments, real estate income properties come with a reasonably safe reward profile compared to the level of risk they come with. If you’ve got a real estate investment profile in the works, there may

Home Buying Tactic: Pay All-Cash First, Mortgage Later


Coming up with enough cash to make a home purchase isn’t exactly easy to do, and not too many people can scrounge up that kind of money. Yet in a competitive market where homes are being snatched up just as

What Can You Do About Unacceptable Behavior From Your HOA’s Board of Directors?


Condominium buildings and planned unit developments are typically run by a homeowners’ association (HOA), which in turn is run by an owner-elected Board of Directors. The members who serve on the board are responsible for making a lot of critical

Ways to Lower Your Closing Costs When Buying a Home


As if the purchase price of a home isn’t expensive enough, there are also plenty of other expenses associated with closing that can really add up. In fact, these closing costs can add up to be anywhere between 2% to

8 Ways to Avoid Buyer’s Remorse


It’s a terrible feeling that no buyer wants to experience: regretting your decision after agreeing to buy a house. Whether you’re reconsidering the location, the lack of a master ensuite, or the expense related to updating the place, there are

5 Ways to Revamp Your Bathroom Without a Whole Remodeling Job


Bathrooms might be tucked away from public view, but they are one of the most important spaces in a home, especially when it comes to property value. And just like any other room in the home, they need to be

Understand the Prepayment Penalty on Your Mortgage


When you first apply for a mortgage, you might not give too much consideration to the prepayment penalty – but you probably should. If at any point in the future you decide to refinance early for reasons including taking advantage